Affording fertility care
Financing Programs for Fertility Treatment
Planning for fertility care is both a personal and financial journey. At SCCRM, we help you understand expected costs by allowing you to compare financing options, selecting the plan that supports your path to parenthood. Whether you are considering IVF, egg freezing, IUI, or donor services, flexible financing can make treatment more accessible while helping you preserve savings. For many families, financing fertility treatment through fertility loans can be the bridge that keeps care on schedule.
Understanding Fertility Financing
Fertility financing companies understand the timing of treatment and coordinate disbursements to match your cycle schedule, helping prevent delays. Funding is typically faster than traditional loans, allowing you to move forward with your fertility team’s recommendations. Many programs offer flexible terms and fixed monthly payments and can include medications and lab services, simplifying budgeting with one predictable payment.
Before selecting an option, compare interest rates, fees, and prepayment terms, and confirm exactly what is covered—clinic fees, lab services, medications, and any third-party costs. Ask about credit impact, funding timelines, and whether you can adjust the loan if your treatment plan changes. A clear, written estimate from your clinic’s financial counselor will help you borrow only what you need and keep your financial plan aligned with your clinical goals.
With the right financing strategy in place, you can focus on care decisions and feel more confident about the path ahead.
CapexMD
To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.
Benefits and advantages of financing with CapexMD
Easy & secure online application
Personal attention & concierge service
Highly competitive interest rates
Quick & easy approvals
Family members or friends can apply
Loans from $3,000 up to $50,000
Terms from 6 to 60 months
Highest levels of confidentiality
No membership fees, no annual fees, and no prepayment penalties
Learn more about our partnership or apply online today.
Prosper Healthcare Lending
SCCRM partners with Prosper Healthcare Lending, the premier financing company in the fertility industry. With more than $5 billion funded and more than 300,000 loans inquiries serviced through their lenders, this is a name and a program you can trust.
Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending.
Immediate decisions for loans under $35,000
Term options out to 84 months (affordable monthly payments)
No collateral required
No prepayment penalties
Fast & easy loan inquiry process
100% Confidential